According to StockMarketNerd on Twitter, Stephens has initiated coverage of SOFI with an overweight rating and a $20 price target, citing a diverse and resilient funding base, superior customer acquisition cost and cross-selling dynamics, and greater macroeconomic insulation compared to other creditors (source: StockMarketNerd Twitter, June 11, 2025). For traders, these factors suggest SOFI's stock may outperform peers in the near term, with potential positive spillover effects on fintech-related crypto assets due to increased market confidence in digital finance platforms.